Get paid when you get rugged.
Cover your bag for 24 hours. If the coin crashes 50% or more, the claim pays out on its own. No forms. No adjusters. Just a stamp.
$RUGZILLA / SOL
COVER ACTIVEPolicy #0047·A
- Coin
- $RUGZILLA
- Cover
- 3.10 SOL
- Fee paid
- 0.21 SOL
- Window
- 24h
- Trigger
- −50% (5-min avg)
- Move
- 0.0%
Example policy. Animation for illustration.
Four steps between you and a rug.
Cover is bought per coin, per wallet, for a fixed 24-hour window. Payouts are decided by price data, never by a person.
Pick a coin
Paste a contract address. The risk engine scores it in seconds from what's on-chain.
Choose your cover
Set how much SOL to protect. Riskier coins cost more, and some can't be covered at all.
Wait 10 minutes
Cover switches on after a short delay, so nobody can buy it after a dump has already started.
Get stamped
Coin drops 50% within 24 hours? Your cover pays out to your wallet automatically.
Is your bag insurable?
Every coin gets a risk score from its age, liquidity, holder spread and contract settings. The score sets the fee. Try it with these example coins.
Preview with made-up coins. Real quotes go live at launch.
Every rug becomes a receipt.
Each payout is stamped here and posted to X the moment it settles. Below is an example feed of what it will look like.
Don't want cover? Be the house.
Stake SOL or USDC into the vault. You earn most of every fee and you pay the claims. Quiet days pay. Rug days cost. The figures below are illustrative.
The token is the policyholder's badge.
Fees buy it back. Holding it makes cover cheaper. Later, holders vote on which coins can be covered.
Buybacks
A fifth of every cover fee buys $INSURED on the open market.
Holder discount
The more you hold, the less you pay for cover.
Priority cover
When a hot launch hits its cover cap, holders get in first.
Listings and limits
Holders decide which coins get covered and how tight the safety caps are.
| Tier | Holding | Cover discount |
|---|---|---|
| Policyholder | Any amount | 5% |
| Gold Policy | Top 1,000 wallets | 10% |
| Platinum Underwriter | Top 100 wallets | 20% |
From teaser to full cover.
Teasers
Explainers and "is it insurable?" breakdowns of trending coins.
Token launch
Fair launch. Public risk scores and the Not Insurable list go live.
Cover beta
Cover for the 20 most liquid memecoins, with small caps per wallet.
Open vault
Anyone can stake as the house, with a live fees vs. claims dashboard.
New launches
Cover for fresh launches, and a "Cover available" badge for launchpads.
Fine print, in plain words.
What counts as a rug?
Any fall of 50% or more from the price when your cover started, measured as a 5-minute average, within your 24-hour window. Why it fell doesn't matter. The price decides.
Why can't some coins be covered?
If a coin's risk score is too high (a brand-new coin, a dev wallet holding a big share, a mint that isn't revoked), the fee would be absurd. So it's marked Not Insurable instead. That label is a warning in itself.
Can a dev insure their own coin and then rug it?
That's the attack we design against first. Cover is capped per coin, it switches on after a delay, fees rise when insiders hold a lot, and wallets linked to the deployer are blocked.
Where does the payout money come from?
From the Underwriter Vault, which is funded by stakers who earn the fees in return. Safety caps limit how much cover can be live at once.
Is this financial advice or regulated insurance?
No. $INSURED is a memecoin with an experimental on-chain cover product. Cover can fail, smart contracts can have bugs, and you can lose what you put in. Only use money you can afford to lose.
Ape responsibly.
Get covered.
Launch news, the first risk scores and the Claims Wall drop on X first.